Counseling
TRANSFORM. HEAL. FLY.
Individual Counseling
You’ve spent years holding everything together—showing up for others, pushing through challenges, and carrying responsibilities that often leave little room for your own needs. Yet beneath the surface, you may feel overwhelmed by anxiety, stuck in unhealthy relationship patterns, emotionally exhausted, or disconnected from yourself.
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At Toni Kelly Counseling & Consulting, we provide culturally responsive, trauma-informed therapy for BIPOC women ages 30 and older who are ready to move beyond survival mode and create a life rooted in peace, balance, and authentic connection.
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Whether you're struggling with excessive worry, racing thoughts, self-doubt, people-pleasing, poor boundaries, hyper-independence, or the lingering effects of childhood emotional abuse and neglect, therapy can help you understand the patterns keeping you stuck and create meaningful, lasting change.
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What You Can Expect
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In therapy, we'll work collaboratively to:
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Understand the root causes of anxiety, emotional distress, and relationship challenges.
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Identify patterns shaped by childhood experiences, attachment wounds, and past relationships.
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Develop healthier boundaries and more reciprocal, fulfilling relationships.
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Build practical tools for emotional regulation, self-trust, and resilience.
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Cultivate greater inner peace, emotional stability, and confidence in yourself and your decisions.
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Our goal is to provide a supportive, affirming space where you can heal, grow, and reconnect with the version of yourself that feels grounded, empowered, and whole.
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Session Options
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60-Minute Therapy Session — $155
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Covered by most insurance plans we accept.
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90-Minute Extended Therapy Session — $185
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Designed for clients who desire deeper exploration and more intensive therapeutic work.
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Self-pay only. Insurance does not cover 90-minute therapy sessions.
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Please note that insurance does not cover 90-minute sessions.
HEALING TOGETHER THROUGH CONNECTION AND GROWTH
Group Counseling
At Toni Kelly Counseling & Consulting, we believe that healing is strengthened when individuals come together with a shared commitment to their well-being. Whether you’re navigating specific challenges or seeking personal growth, our group therapy sessions provide a supportive, collaborative space where you can build resilience, gain insight, and develop tools to thrive.
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What is Group Therapy?
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Group therapy brings together a small group of individuals, either in person or virtually, for guided discussions led by a trained therapist. In this space, participants:
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Share their experiences and learn from diverse perspectives.
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Explore evidence-based strategies to support healing and personal growth.
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Receive peer support, fostering a sense of connection and belonging.
Group therapy emphasizes that you are not alone in your journey and offers opportunities for shared understanding and encouragement.
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Group Sessions
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We offer group therapy sessions at least twice a year, with topics tailored to meet the needs of women and BIPOC individuals. These sessions provide a dedicated space to explore and address challenges related to:
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Anxiety and stress management
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Trauma and healing
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Navigating identity and cultural experiences
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Building emotional resilience
Our group sessions foster connection, empower healing, and create a supportive community.
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Affordable & Accessible Care
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In-network insurance benefits are accepted for most group therapy services.
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Affordable self-pay options are available to ensure accessibility for all participants.
Take the First Step
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Healing is possible—and you don’t have to do it alone. Join us in a supportive, growth-focused environment designed to help you thrive.
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Contact us to learn more or register for an upcoming group therapy session today!
No Current Group Therapy Offerings
Frequently Asked Questions
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Do you accept insurance?
Toni Kelly Counseling & Consulting is currently in network with Aetna/Meritian, Lyra Health, Blue Cross Blue Shield, and United Behavioral Health/Optum. Self pay clients or clients who choose not to use their insurance benefits are also accepted. A super bill can be provided to you at no additional cost for possible reimbursement of out of network benefits; reimbursement is not guaranteed.
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What is the benefit of being Self-Pay versus using my Insurance?
Toni Kelly Counseling & Consulting (TKCC) believes that everyone should have access to quality mental health services. For this reason we are in network with a few insurance companies. However, we recognize that there are pros and cons to utilizing one’s insurance benefits. Here are some of the pros and cons of self pay vs. using your insurance:
Self-Pay allows you more privacy when it comes to your mental health information, unless otherwise subpoenaed by court. When using your insurance, insurance companies have the right to view all documentation and require a mental health diagnosis to determine medically necessity to utilize one’s mental health benefit This diagnosis does become a part of your permanent record and based on the diagnosis the client can be limited to a certain number of sessions. Insurance companies also place a lot of control and restrictions on our intervention and how we work together during our therapeutic relationship. Some may not like the idea of the insurance companies having such power and therefore opt out of using their insurance and choose to be Self-Pay. With insurance, you will receive a reduced fee based on the agreed contracted rate between your provider and the insurance company. Ultimately the decision to utilize insurance benefits or self pay is up to the client and we respect the client’s right to choose.
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Who do I contact for Billing?
Toni Kelly Counseling & Consulting accepts Aetna/Meritian, Lyra Health, Blue Cross Blue Shield and United Behavioral Health/Optum. We do not accept TENNCare. It is highly recommended that you contact your insurance provider and verify that we are an in network provider with your specific policy. After you have verified that we are an in network provider our office administrator is more than happy to answer any questions you may have regarding insurance and payments. Once you become an established client billing inquiries should be directed to Healthcare Right:
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billing@healthcareright.net; Office Phone: 615-208-3205; Fax: 615-658-1388
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Out of network clients are also accepted. A super bill can be provided to you at no additional cost for possible reimbursement of out of network benefits from your insurance provider; reimbursement is not guaranteed. Additionally, self pay clients or clients who choose not to use their insurance benefits are also accepted. For all clients, payments (copayments, deductible amounts, and self pay payments) are due at time of service and will be processed through our electronic health system. ​The Billing Alliance handles all of the billing and collection of fees for Toni Kelly Counseling & Consulting.
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Where are therapy sessions conducted?
Toni Kelly Counseling & Consulting (TKCC) is a fully virtual therapy practice serving adults throughout Tennessee Florida. All sessions are conducted through a secure, HIPAA-compliant telehealth platform, making it easier to access high-quality mental health care from wherever you are.
We provide online therapy for BIPOC women experiencing anxiety, relationship challenges, the effects of childhood emotional neglect and abuse, hyperindependence, and midlife transitions. Services are available to clients who reside in Tennessee and Florida.
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What is the cancellation policy?
Less than 24 hr notice = $100 late cancellation fee
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We prioritize our clients by holding space for each person we see. When clients cancel an appointment, our clinician offers that space to other clients who need an appointment that week. When clients cancel within 24-hours, other clients miss out on an opportunity to be seen. Therefore, if you would like to cancel/reschedule an appointment, we ask that you do so by canceling your appointment on the Simple Practice patient portal with at least 24-hour notice.
Anyone canceling/rescheduling an appointment with less than a 24-hour notice will be responsible for our late cancellation fee of $75. Insurance does not cover late cancellations, so it is your responsibility to pay. We will charge the credit card we have on file for you when a cancellation takes place within 24-hours of the scheduled session.
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What is the no show/ late cancellation policy?
To provide quality care and respect the time reserved for all clients, we ask that appointments be canceled or rescheduled at least 24 hours in advance.
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Late Cancellation Fee: $100
A late cancellation occurs when an appointment is canceled less than 24 hours before the scheduled appointment time.
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No-Show Fee: $100
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A no-show occurs when a client misses a scheduled appointment without providing notice by email, voicemail, or through the SimplePractice Client Portal.
Because appointment times are reserved exclusively for you, late cancellations and missed appointments prevent us from offering that time to another client in need of care.
Please note that insurance companies do not cover late cancellation or no-show fees. Clients are responsible for the full fee, and the credit card on file will be charged automatically.
Payment Information
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Toni Kelly Counseling & Consulting is a cashless practice. We accept all major debit and credit cards, as well as Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) when applicable.
All payments are securely processed through Stripe, our HIPAA-compliant payment processing system.
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How do I get started with therapy at TKCC?
Getting started is simple. Click the "Request an Appointment" button on the Home Page to book a free 15-minute video conference. During this meeting, we'll discuss your concerns, answer any questions you may have, and determine whether our services are a good fit for your needs.
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If we decide to move forward, you'll receive access to our secure client portal where you can complete intake paperwork and schedule your first appointment.
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We look forward to supporting you on your journey toward greater peace, healing, and healthier relationships.